Resources | Gefferie Group

RESOURCES

Writing lives on Substack, under Dwayne’s name. This page is a short index for operators. We do not republish the newsletter on gefferie.com.

FRAMEWORKS

Methods Dwayne uses with operators. Full write-ups live on Substack.

Four stages from opaque fee awareness to predictive fee calculation. When scheme fees treated as processing noise.

MoR → orchestration → PFaaS → direct-to-scheme.

Connect-style → custom PFaaS → full-stack.

Descriptive → diagnostic → predictive shared transaction truth.

Four questions for agentic purchase path.

Incumbent ladder vs AI-native entrants.

Value is leaving the middle of the payment and moving to the edges.

The mirror of disintermediation: who is buying scope, and why.

How the schemes are using AI to sit inside the authorisation decision.

From processing transactions to orchestrating commerce.

International, digital, cross-border: where the mix is moving.

More at dwaynegefferie.substack.com.

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